Expert-led insurance solutions tailored specifically to your needs

A person in dark clothing walking past a white, multi-story building with stairs leading to dark blue doors and several large windows. There are railings, a streetlamp, trees, and parked cars visible.
A person in dark clothing walking past a white, multi-story building with stairs leading to dark blue doors and several large windows. There are railings, a streetlamp, trees, and parked cars visible.

Cotswold Insurance Brokers provide specialist Landlords Insurance and commercial insurance

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  • Cotswold Insurance was established in Cheltenham, Gloucestershire in 2000. Since then we have built up an enviable reputation as one of the most trusted landlord insurance brokers.
    All of our policies offer comprehensive cover which automatically includes loss of rent, alternative accommodation and Property Owners Liability (optional additional covers include - Accidental Damage, Legal Expenses and Rent Protection)We are not a call centre and each enquiry will be expertly handled by a dedicated member of the team. We work on your behalf to source the most suitable policy for you.

  • At Cotswold insurance, our approach is built on understanding, expertise, and long-term partnership.

    We begin by taking the time to truly understand our clients—your business, your risks, and your goals. Rather than offering one-size-fits-all solutions, we assess your unique exposure and design insurance programs that are tailored, practical, and cost-effective.

    As an independent insurance broker, we work with a broad network of leading insurers. This allows us to compare coverage options, negotiate competitive terms, and secure the best possible protection on your behalf—without being tied to any single provider.

  • Client First
    We put our clients at the center of everything we do. Every recommendation is guided by what best protects your interests, not by insurer preference or convenience.

    Integrity & Transparency
    We believe trust is earned through honesty. We communicate clearly, explain coverage in plain language, and ensure there are no surprises—ever.

    Expertise & Excellence
    Insurance is complex, and we take our responsibility seriously. Our team maintains deep industry knowledge and continuously develops expertise to deliver high-quality advice and solutions.

    Independence
    As an independent insurance broker, we are free to act solely on behalf of our clients. This independence allows us to source the most suitable coverage from the widest possible market.

    Accountability
    We stand behind our advice and our service. From policy placement to claims support, we take ownership and follow through on every commitment we make.

    Long-Term Partnership
    We focus on building lasting relationships, not transactional outcomes. As your risks evolve, we remain proactive, adaptable, and committed to supporting your success

Trusted by Homeowners & Businesses Across the United Kingdom

  • "I don’t normally write reviews, however I am writing this one as I had spent several days trying to get insurance for a 12 bed HMO. My goodness, nobody wanted to insure it. I stumbled across Cotswold Insurance online and gave them a call. It took them a couple of hours but they managed to secure me a good deal. I'm so happy that I managed to find insurance."

    CelticW

  • "Your quote was very competitive and easy to follow with different options available. The staff responded very quickly when we modified the quote before completion. Did not have to chase which is rare these days. Thank you."

    CastleProperties

  • "We have numerous properties with cotswold. We like the way that when we take on a new property we can just give cotswold the property details and they will make sure cover is issued at the best price and cover."

    BlinkProperty

  • "Polite , well informed and helpful assistant, great service"

    MitchA-13

  • "Very impressed with the rapid and professional advice given in response to my questions. Highly recommended."

    AdelaideCourt1988

  • "Always our go to broker"

    GroganA

  • " No fuss straightforward quotes and cover.... Perfect broker."

    IainRogers123

  • "Everything is made so easy. Each year my renewal remains the same. They take away all the hassle of looking online for comparisons, no need. They do it all for me!"

    ChristianD-88

  • An insurance broker works on your behalf to find the best insurance coverage for your needs. We compare policies from multiple insurance companies, explain your options clearly, and help you choose coverage that fits your budget and goals.

  • No. In most cases, using an insurance broker does not cost you more. Brokers are typically paid a commission by the insurance company, and you pay the same price you would if you went directly to the insurer.

  • If you need to file a claim, we’re here to help. We’ll guide you through the process, communicate with the insurance company, and help ensure your claim is handled as smoothly and quickly as possible.

  • You can reach us anytime via email at admin@cotswoldinsurance.co.uk or on 01242 541222.

  • We work alongside RebuildCostASSESSMENT.com to make sure customers can get the most accurate rebuild cost to ensure you aren’t undercovered or overcovered. if you would like to learn more click here

Frequently Asked Questions